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No-Fee eChequing Account

Our chequing account offers you the convenience of day-to-day transactions while earning interest on your daily balance


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It typically takes just 5 minutes to apply for your account - all online!

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eChequing Accounts and rates are only available for purchase online.

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance (plus accrued interest).

1Includes: Withdrawals, Transfers, Interac® e-Transfers, Me-to-Me Transfers, Bill Payments, Cheques, Pre-authorized payments, Debit card payments (POS), Alterna and THE EXCHANGE Network ATM withdrawals and transfers.

2Overdraft fees are in addition to interest charges on the outstanding overdraft amount. Interest will be calculated and debited monthly to your account based on the final daily indebtedness in the account throughout the calendar month. Interest rates set by Alterna Bank will apply both before and after the Overdraft Protection service is terminated, and before and after judgment is obtained against you.

Maximum balance per customer is $250,000 (plus accrued interest).

Click here for our FAQs on Account Limits.

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