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Small Business eChequing Account

​Our small business eChequing account offers you the convenience of day-to-day transactions with 24/7 digital access.

Information

Small Business e-Chequing
Small Business Loans
Payment Processing
Easy Banking
Direct Deposit / Pre-Authorized Debit Form

Features

  • NO MONTHLY FEE if you keep a minimum daily closing balance of $3,000 throughout the month ($5 Monthly fee if minimum balance is not maintained)
  • FREE unlimited electronic debit and credit transactions
  • FREE incoming Interac e-Transfers® 
  • 6 FREE outgoing Interac e-Transfer® per month

Business Fee Schedule 

Not available to residents of Quebec

Benefits

  • 24/7 access to your account
  • Access to over 3,300 ATMs in THE EXCHANGE® Network - Canada's largest ATM network, surcharge-free!
  • Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)




Earn 3% Cash Back if applied by May 29, 2020 

  • Quick and easy online application
  • Instant quote and fast approval and funding in as little as 24 hours
  • Loans from $5,000 to $300,000
  • Flexible repayment plans to choose from Direct debit from
  • Alterna Bank Small Business eChequing Account 

Find out more about ​Small Business Loans



Flexible, secure, and comprehensive payment solutions


Build your business with Alterna Bank Merchant Payment Solutions in partnership with Global Payments. Global Payments is a leading worldwide provider of payment technology and software solutions. They simplify the ever-growing complexity of the payment experience so that you can seamlessly accept any form of payment - anytime, anywhere, anyway. 

Find out more about Payment Processing


We make banking easy, accessible, and secure - wherever you are.


ONLINE BANKING

Bank 24 hours a day, 7 days a week. Pay your bills online and skip that trip to a mailbox or bank branch.

MOBILE BANKING

Get the full experience of online banking plus more. Whether you're checking your balances or depositing your cheques easily with Deposit Anywhere™, do it all within your fingertips.

ATMs

Cash withdrawals, deposits and balance inquiries for your accounts are at your fingertips from any of our Alterna ATMs. Alterna Bank cardholders have access to thousands of surcharge-free ATMs with The EXCHANGE® Network.

​Direct Deposit / Pre-Authorized Debit Form

​Apply for Small Business eChequing Account

Let us get you started. It typically takes only 10-15 minutes to apply online for a Small Business eChequing Account.


Be sure to have the following information handy to complete the application faster: 

  • Master business license number and expiry date
  • Corporation number (if applicable)
  • CRA business number
  • Tax jurisdiction details
  • Co-owner information (if applicable)

​​Small Business Loans 

  • ​​Earn 3% Cash Back if applied by May 29, 2020
  • Quick and easy online application
  • Instant quote, fast approval and funding in as little as 24 hours
  • Loans from $5,000 to $300,000
  • Flexible repayment plans to choose from
  • Direct debit from Alterna Bank Small Business eChequing Account

​Payment Processing

  • Introductory offer ​of over $800* in value!
  • Flexible, secure, and comprehensive payment solutions
  • Seamlessly accept any form of payment - anytime, anywhere, anyway.

​Safe and secure access to your accounts

We are committed to providing a safe and secure banking experience. While using our online and mobile banking, the integrity of your account information is guaranteed.

Alterna Bank Business Banking Mobile App

Access your accounts anytime, anywhere available on iOS and Android. No need to set up new passwords or security codes, use the same login and password for online banking

​Click to download the app here:

Call Us

Do you have a question? We’d love to hear from you.

Legal

*Alterna Bank Small Business Banking introductory offer, with over $800 in value, is an exclusive offer for; 1. No monthly-fee banking for 6 months on the Alterna Bank Small Business eChequing Account. 2. Apply for a small business loan ($5,000 to $300,000) from February 5th to May 29th with Thinking Capital via the link provided by Alterna Bank. Get approved and funded by Thinking Capital. Receive your 3% cash back immediately by means of direct deposit into the business bank account provided to Thinking Capital at the time of funding after you receive your financing. 3. ©2019 Global Payments Inc. All rights reserved. Offer valid until May 29, 2020 and is only available to Alterna Bank customers in Canada who are net-new Global Payments customers. Qualifing Alterna Bank Customers save up to $800 on Payment Solutions from Global Payments: No set-up fees ($200 savings) and no account fees ($100 savings) Free point-of-sale (POS) terminal rental for the first four (4) months or SAVE on a terminal purchase (save up to $300 per device). Free Global Payments Merchant Portal and Analytics reporting ($200 savings). Savings on payment terminals apply only to select Global Payments Countertop - Desk/5000 and Wireless-Move/5000 devices. Merchant Portal and Analytics will be available at no cost for a period of one (1) year.

Please refer Alterna Bank Business Fee Schedule for a detailed listing of account features and fees.

CS Alterna Bank operates as Alterna Bank. CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC).


CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC)


We are here for you.

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