• Investing


​Good is making your investments work harder. 

Direct Investing

We have partnered with Qtrade Investor to provide you with online investing from one of Canada’s best online brokers. If you prefer to self-manage your investments, Qtrade Investor empowers you to reach your investment goals.

Guided Portfolio 

A smart, easy way to invest.  VirtualWealth is a simple and convenient digital investing service that provides you with a professionally managed, low-cost portfolio to match your personal financial goals, timeline and risk tolerance.

​Wealth and Investment Planning

Whether you're beginning to save, paying for your child's education, receiving an inheritance or planning for retirement, our wealth and investment advisors can help you meet your financial goals*.

TFSA eSavings Account


With our no-fee TFSA eSavings Account, you won’t pay tax when you need to withdraw your money. You can take full advantage of the perks this account provides.

Key Features
  • High interest rate on every dollar
  • No minimum balance required
  • No fees while you save
  • Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)1


Retirement can be a wonderful time when you’re financially prepared for it. At Alterna we offer several services that can help you get the most out of your retirement funds.

eTerm Deposits


Complement your eSavings Account with a longer term guaranteed investment option.

Key Features
  • Terms available in lengths of 1, 2, 3, 4 and 5 years
  • $500 minimum purchase
  • Easily opened through Online Banking
  • Non-Redeemable
  • Non-Registered, RSP and TFSA eligible
  • No fees while you save
  • Easy access with Online & Mobile Banking
  • CDIC eligible up to prescribed limits*

*Mutual funds are offered through Credential Asset Management Inc. and Qtrade Asset Management (a tradename of Credential Asset Management Inc).  Online brokerage services are offered through Qtrade Investor. Mutual funds and other securities are offered through Qtrade Advisor. Qtrade Investor and Qtrade Advisor are divisions of Credential Qtrade Securities Inc.  VirtualWealth is a trade name of Credential Qtrade Securities Inc.  Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC). For more information, watch video.

We are here for you.

Welcome to the bank that actually puts customers before profits and who is winning customers with service, products and total transparency that truly puts the good in banking.

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