Rates

Featured Rates

High Interest eSavings Account Rates
All Balances 1.95%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance.

No Fee eChequing Account Rates
All Balances 0.05%

Annualized interest rate calculated daily on the daily closing balance and paid monthly. $1,000,000 maximum balance.

TFSA eSavings Account Rates
All Balances 1.95%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance.

RRSP eSavings Account Rates
All Balances 1.95%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance.

eTerm Deposit Annual Interest (Rates effective 2017-03-07) Rates
1 Year 1.50%
2 Year 1.60%
3 Year 1.70%
4 Year 1.80%
5 Year 1.90%

Minimum Deposit $500
1-5 Year eTerm Deposits: Annual compound interest paid monthly or annually
eTerm Deposits are only available for purchase through online banking

Term Deposit - Spring Offer (Rates effective 2017-03-07) Rates
18 - 23 Month Term Deposit 1.60%
5 Year Term Deposit 2.00%

Rate subject to change without notice. Annual compound interest paid monthly or annually. Rate shown for annual interest.

180 Day US Dollar Term Deposit - Spring Offer (Rates effective 2017-03-07) Rates
180 Day US Term Deposit 0.90%

Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). US Dollar Term Deposits are not CDIC eligible.

Investment Savings Account** (non-Registered & RRSP) Rates
$0.01 - $4,999.99 0.15%
$5,000.00 and Over 0.70%
Investment Savings Account** (Tax-Free Savings Account) Rates
$0.01 - $4,999.99 0.70%
$5,000.00 and Over 0.70%
Term Deposits Rates
See more term deposits
1 Year Redeemable 0.75%
1 Year Closed - Annual Interest 1.15%
1 Year Closed- Monthly Interest 1.14%
2 Year Closed - Annual Interest 1.20%
3 Year Closed - Annual Interest 1.20%
2 Year Closed - Monthly Interest 1.19%
3 Year Closed - Monthly Interest 1.19%
3 Year Flexi Term 1.20%
4 Year Closed - Annual Interest 1.35%
4 Year Closed - Monthly Interest 1.34%
5 Year Closed - Annual Interest 1.60%
5 Year Flexi Term 1.60%
5 Year Closed - Monthly Interest 1.59%

Note: The 1, 2, 3, 4 and 5-year annual interest term deposits, 3 and 5-year rate builder and 18-month fixed term deposits are also available as TFSAs.

1 Year Redeemable: Annual compound interest paid at redemption or at maturity
1 – 5 Year Term Deposits: Annual compound interest paid monthly or annually
18-23 Month Term Deposit: Annual compound interest paid annually and at maturity
Flexi Term Deposit: Annual compound interest paid annually and at maturity

3 year rate builder - Effective Yield: 1.20% (Rates effective 2017-03-07) Rates
Year 1 1.00%
Year 2 1.20%
Year 3 1.40%

RateBuilder Term Deposits:  Annual compound interest paid annually or at maturity

5 year rate builder - Effective Yield: 1.60% (Rates effective 2017-03-07) Rates
Year 1 0.80%
Year 2 1.30%
Year 3 1.40%
Year 4 1.50%
Year 5 3.01%

RateBuilder Term Deposits:  Annual compound interest paid annually or at maturity

Rates are subject to change without notice and are for information only. Promotional rates on term deposits are for registered and non-registered deposits. For more information about personal loan rates contact us.

**Interest is calculated on daily closing balance and paid monthly. Rates subject to change at any time.