Rates

Featured Rates

High Interest eSavings Account Rates
All Balances 1.90%

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly.

For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (including accrued interest).

For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (including accrued interest).

No Fee eChequing Account Rates
All Balances 0.05%

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance (including accrued interest).

TFSA eSavings Account Rates
All Balances 1.90%

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly.

For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (including accrued interest).

For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (including accrued interest).

RRSP eSavings Account Rates
All Balances 1.90%

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly.

For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (includingaccrued interest).

For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (including accrued interest).

eTerm Deposit Annual Interest (Rates effective 2017-05-17) Rates
1 Year 1.50%
2 Year 1.60%
3 Year 1.70%
4 Year 1.80%
5 Year 1.90%

Minimum Deposit $500
1-5 Year eTerm Deposits: Annual compound interest paid monthly or annually
eTerm Deposits are only available for purchase through online banking

Summer Term Deposit Offer (Rates effective 2017-05-17) Rates
15 Month Term Deposit 1.50%

Special promotional rate subject to change without notice. Annual compound interest paid monthly or annually. Rate shown for annual interest.

Investment Savings Account** (non-Registered & RRSP) Rates
$0.01 - $4,999.99 0.15%
$5,000.00 and Over 0.70%
Investment Savings Account** (Tax-Free Savings Account) Rates
$0.01 - $4,999.99 0.70%
$5,000.00 and Over 0.70%
Term Deposits Rates
See more term deposits
1 Year Redeemable 0.75%
1 Year Closed - Annual Interest 1.15%
1 Year Closed- Monthly Interest 1.14%
2 Year Closed - Annual Interest 1.20%
3 Year Closed - Annual Interest 1.20%
2 Year Closed - Monthly Interest 1.19%
3 Year Closed - Monthly Interest 1.19%
3 Year Flexi Term 1.20%
4 Year Closed - Annual Interest 1.35%
4 Year Closed - Monthly Interest 1.34%
5 Year Closed - Annual Interest 1.60%
5 Year Flexi Term 1.60%
5 Year Closed - Monthly Interest 1.59%

Note: The 1, 2, 3, 4 and 5-year annual interest term deposits, 3 and 5-year rate builder and 18-month fixed term deposits are also available as TFSAs.

1 Year Redeemable: Annual compound interest paid at redemption or at maturity
1 – 5 Year Term Deposits: Annual compound interest paid monthly or annually
18-23 Month Term Deposit: Annual compound interest paid annually and at maturity
Flexi Term Deposit: Annual compound interest paid annually and at maturity

3 year rate builder - Effective Yield: 1.20% (Rates effective 2017-05-17) Rates
Year 1 1.00%
Year 2 1.20%
Year 3 1.40%

RateBuilder Term Deposits:  Annual compound interest paid annually or at maturity

5 year rate builder - Effective Yield: 1.60% (Rates effective 2017-05-17) Rates
Year 1 0.80%
Year 2 1.30%
Year 3 1.40%
Year 4 1.50%
Year 5 3.01%

RateBuilder Term Deposits:  Annual compound interest paid annually or at maturity

Rates are subject to change without notice and are for information only. Promotional rates on term deposits are for registered and non-registered deposits. For more information about personal loan rates contact us.

**Interest is calculated on daily closing balance and paid monthly. Rates subject to change at any time.