Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. Rates are only available for purchase online. 

For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).​

Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Only eligible deposits held in Canadian currency, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.

Prime Rate

• Prime refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. 

Digital Promotional Fixed Mortgages Rate

• 3 Year Fixed Closed: Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.79%.
• 5 Year Fixed Closed: Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%.
• 10 Year Fixed Closed: Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 3.19%.

Rates calculated semi-annually not in advance. Offer or discount cannot be combined with any other offer or discount. Funds must be advanced within 120 days of application. 

Digital Promotional Variable Mortgages Rate

• 3 Year Variable Closed: Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%.
• 5 Year Variable Closed: Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.94%. 

Rates calculated monthly not in advance.  Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Funds must be advanced within 60 days of application. 

Digital Posted Fixed Mortgages Rate

• 1, 2, 3, 4, 5, 7, 10 Fixed Closed: Rates calculated monthly not in advance. Mortgage prepayment limited to 20% of the original mortgage principal balance. 

Maximum Amortization of 25 years. Maximum property value of $1,000,000. Applies to owner-occupied residential properties only. Some conditions apply.

Digital Posted Variable Mortgage Rate

• 3 & 5 Year Variable: Rates calculated monthly not in advance. Mortgage prepayment limited to 20% of the original mortgage principal balance. 
• Maximum Amortization of 25 years. Maximum property value of $1,000,000. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. 

Special promotional rates may be changed or withdrawn at any time without notice. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. Rates available for online mortgages only. Rates are subject to change without notice and are for information only.

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. Rates are only available for purchase online. 

For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).​

Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

eTerm Deposits

 Annual compound interest paid monthly or annually eTerm deposits are only available for purchase through online banking

• 1, 2, 3, 4 and 5 Years: Interest rates are subject to change withdrawn at any time without notice.  Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Only eligible deposits held in Canadian currency, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.