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Registered Retirement eSavings Account

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Information

Features
Easy Banking
Me-to-Me Transfer
Calculator
Account Agreements

No Fees While You Save

​No Minimum Balance

  • High interest on every dollar.
  • Award-winning Registered Retirement eSavings Account.
  • Want to learn more about RRSPs? Visit the RRSPs & RRIFs section in Investing.
  • No minimum balance required.
  • Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)1

Save funds and earn interest while planning for the future with our RRSP eSavings account. To find out your exact RRSP deduction limit or how much can you contribute, check your previous year’s income tax Notice of Assessment or call CRA Tax Information Phone Service at 1-800-267-6999.


We make banking easy, accessible, and secure - wherever you are.

ONLINE BANKING

Bank 24 hours a day, 7 days a week. Pay your bills online and skip that trip to a mailbox.

MOBILE

Get the full experience of online banking plus more. Whether you're checking your balances or depositing your cheques easily with Deposit Anywhere™, do it all within your fingertips.



Get your bank accounts talking to each other with a few clicks. 

Available with your Alterna Bank account, Me-to-Me is a free feature that lets you link all your accounts from different financial institutions so you can transfer funds with ease.

  • Transfer funds to and from your account to another financial institution
  • Fund new accounts from your external account if other financial institutions support it

Setting up is easy! Find out more on Me-to-Me Transfers.



​Our Retirement Planner Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement.

Nobody loves fine print, but please make sure to open and review the following Registered Retirement eSavings account agreement for the terms & conditions of the new RRSP eSavings product you are opening.

RRSP Declaration of Trust

Apply online now.

It typically takes just 5 minutes to apply for your account - all online!

​​Safe and secure access to your accounts

We are committed to providing a safe and secure banking experience. While using our online and mobile banking, the integrity of your account information is guaranteed.

​​Alterna Bank Mobile App

Access your accounts anytime, anywhere available on iOS and Android. No need to set up new passwords or security codes, use the same login and password for online banking.

Click to download the app here: 

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*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. RRSP eSavings Accounts and rates are only available for purchase online. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. 

Maximum balance per customer is $250,000 (plus accrued interest).

1 Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Click here for our FAQs on Account Limits.


         CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC)


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