Registered Retirement eSavings Account

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No Fees While You Save

​No Minimum Balance

  • High interest on every dollar.
  • Award-winning Registered Retirement eSavings Account.
  • Want to learn more about RRSPs? Visit the RRSPs & RRIFs section in Investing.
  • No minimum balance required.
  • Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)1

Save funds and earn interest while planning for the future with our RRSP eSavings account. To find out your exact RRSP deduction limit or how much can you contribute, check your previous year’s income tax Notice of Assessment or call CRA Tax Information Phone Service at 1-800-267-6999.

We make banking easy, accessible, and secure - wherever you are.


Bank 24 hours a day, 7 days a week. Pay your bills online and skip that trip to a mailbox.


Get the full experience of online banking plus more. Whether you're checking your balances or depositing your cheques easily with Deposit Anywhere™, do it all within your fingertips.

Get your bank accounts talking to each other with a few clicks. 

Available with your Alterna Bank account, Me-to-Me is a free feature that lets you link all your accounts from different financial institutions so you can transfer funds with ease.

  • Transfer funds to and from your account to another financial institution
  • Fund new accounts from your external account if other financial institutions support it

Setting up is easy! Find out more on Me-to-Me Transfers.

​Our Retirement Planner Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement.

Nobody loves fine print, but please make sure to open and review the following Registered Retirement eSavings account agreement for the terms & conditions of the new RRSP eSavings product you are opening.

RRSP Declaration of Trust

Apply online now.

It typically takes just 5 minutes to apply for your account - all online!

​​Safe and secure access to your accounts

We are committed to providing a safe and secure banking experience. While using our online and mobile banking, the integrity of your account information is guaranteed.

​​Alterna Bank Mobile App

Access your accounts anytime, anywhere available on iOS and Android. No need to set up new passwords or security codes, use the same login and password for online banking.

Click to download the app here: 

CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC). For more information, watch video.

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Welcome to the bank that actually puts customers before profits and who is winning customers with service, products and total transparency that truly puts the good in banking.

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