Accounts
Registered Retirement eSavings Account
What is a RRSP?
A Registered Retirement Savings Plan (RRSP) allows you to create a custom portfolio of investments to save for your retirement. Contributions are tax-deductible and grow tax free until they’re withdrawn from the plan.
RRSP eSavings Account
Plan for the future with our RRSP eSavings account.
2.25%*
Information
No Monthly Account Fees
- High interest on every dollar.
- Award-winning Registered Retirement eSavings Account.
- Want to learn more about RRSPs? Visit the RRSPs & RRIFs section in Investing.
No Minimum Balance
- No minimum balance required.
- Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)
Save funds and earn interest while planning for the future with our RRSP eSavings account. To find out your exact RRSP deduction limit or how much can you contribute, check your previous year’s income tax Notice of Assessment or call CRA Tax Information Phone Service at 1-800-267-6999.
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At Alterna, our members always come first. We’ve always believed that being upfront and honest is the most respectful way to provide important information. That’s why everything you need to know about our current service fees and account features can be found here:
Get your bank accounts talking to each other with a few clicks.
Available with your Alterna Bank account, External Account Transfer is a free feature that lets you link all your accounts from different financial institutions so you can transfer funds with ease.
- Transfer funds to and from your account to another financial institution
- Fund new accounts from your external account if other financial institutions support it
Setting up is easy! Find out more on External Account Transfer.
Calculators
Apply online now
It typically takes just 5 minutes to apply for your account - all online!
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*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. RRSP eSavings Accounts and rates are only available for purchase online. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.
Maximum balance per customer is $250,000 (plus accrued interest).
Click here for our FAQs on Account Limits.
CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC).
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