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A smarter way to save for your future.

Grow your investments on a tax-deferred basis and choose from a wide range of savings and investment products, including our TFSA eSavings and RRSP eSavings accounts along with eTerm Deposits.

How would you like to start saving?

RRSP

A Registered Retirement Savings Plan (RRSP) allows you to create a custom portfolio of investments to save for your retirement. Contributions are tax-deductible and grow tax-free until they’re withdrawn from the plan.

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TFSA

A Tax-Fee Savings Account (TFSA) lets you grow your money and withdraw funds tax free. You can set up auto-transfer to a TFSA to build your funds faster, or you can conveniently transfer funds through online or mobile banking.

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RRIF


Are you turning 71? Government regulations require you to convert all your Registered Retirement Savings Plans (RRSPs) to a retirement income option during the year you turn 71. You may also choose to convert RRSP funds any time before you turn 71. A RRIF is a popular retirement income option as it can be invested just like an RRSP and continues to earn tax deferred interest on the balance, even while you are regularly withdrawing funds from the principal.


Note: When you make an RRIF withdrawal from Alterna Bank, we always ensure the payment is withdrawn from your investment with the lowest interest rate (something not all financial institutions take into consideration).


Call 1.866.560.0120

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Calculators

Retirement Planner

Retirement Planner

RRIF Calculator

RRIF Calculator

TFSA Calculator

TFSA Calculator

Education Savings

Education Savings

Ways to Invest

Online Investing

Bank anywhere with our online banking options. Buy or renew GICs/Term Deposits online or set up transfers.

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Direct Investing

Tap into timely insights and tools to invest with confidence in all market conditions with Qtrade® Investor.

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Wealth Management

Our advisors provide access to comprehensive, customized financial management built through integrity, ethics and responsibility.

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Financial planning, mutual funds and other securities are offered through Qtrade Advisor. Online brokerage services are offered through Qtrade Investor. Qtrade Advisor and Qtrade Investor are divisions of Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Financial planning and mutual funds are also offered through Qtrade Asset Management Inc., member MFDA.

Using borrowed money to finance the purchase of securities involves greater risk than using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of your purchase declines.

We are here for you.

Welcome to client centered banking and award-winning service, products and total transparency that truly puts the good in banking.
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1.866.560.0120Find ATMquestions@alterna.ca