Mortgage pre-payment panelty caculator: If the term of the mortgage is longer than 5 years, any excess prepayments made after the 5th year will incur a charge calculated using 3-month interest.

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only.

These calculators are intended for Personal accounts.

Total contribution limits from the introduction of Tax Free Saving Accounts in 2009 through 2019 should not exceed $63,500.