Registered Plans

RRSP eSavings Account (Rates effective 2016-10-03) Rates
All Balances 1.95%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance.

TFSA eSavings Account (Rates effective 2016-10-03) Rates
All Balances 1.95%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance.

eTerm Deposits (Rates effective 2017-03-03) Rates
1 Year 1.50%
2 Year 1.60%
3 Year 1.70%
4 Year 1.80%
5 Year 1.90%

Minimum deposit is $500
1-5 Year eTerm Deposits: Annual compound interest paid monthly or annually eTerm deposits are only available for purchase through online banking

Daily Interest Savings Account (Rates effective 2017-03-03) Rates
$0 - $5,000 0.10%
$5,000.01 - $10,000 0.10%
$10,000.01 - $25,000 0.10%
Over $25,000 0.15%

Paid on the portion of the balance within each tier.

Investment Savings Account (Rates effective 2016-10-03) Rates
$0.01 - $4,999.99 0.15%
$5,000.00 and Over 0.70%
Investment Savings Account (Tax-Free Savings Account) (Rates effective 2016-10-03) Rates
$0.01 - $4,999.99 0.70%
$5,000.00 and Over 0.70%
Short Term Deposits (Rates effective 2017-03-03) Rates
30 - 59 Days 0.15%
60 - 89 Days 0.30%
90 - 119 Days 0.40%
120 - 179 Days 0.40%
180 - 269 Days 0.50%
270 - 364 Days 0.50%

* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.

Long Term Deposits (Rates effective 2017-03-03) Rates
1 Year Redeemable 0.75%
1 Year 1.15%
18 Months 1.15%
19 - 23 Months 1.15%
2 Years 1.20%
3 Years 1.20%
4 Years 1.35%
5 Years 1.60%

* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.

3 Year RateBuilder - Effective Yield 1.20% (Rates effective 2017-03-07) Rates
Year 1 1.00%
Year 2 1.20%
Year 3 1.40%

RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity

5 Year RateBuilder - Effective Yield 1.60% (Rates effective 2017-03-07) Rates
Year 1 0.80%
Year 2 1.30%
Year 3 1.40%
Year 4 1.50%
Year 5 3.01%

RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity

Flexi Term Deposit (Rates effective 2017-03-07) Rates
3 Year Flexi Term 1.20%
5 Year Flexi Term 1.60%

Flexi Term Deposit: Minimum $2500. Annual compound interest paid annually and at maturity 

Rates are subject to change without notice and are for information only. For details please contact us.