Registered Plans

RRSP eSavings Account (Rates effective 2017-09-15) Rates
All Balances 1.90%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly.  For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).

TFSA eSavings Account (Rates effective 2017-09-15) Rates
All Balances 1.90%

Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly.  For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).

eTerm Deposits (Rates effective 2017-09-15) Rates
1 Year 1.50%
2 Year 1.60%
3 Year 1.80%
4 Year 1.80%
5 Year 2.10%

Minimum deposit is $500
1-5 Year eTerm Deposits: Annual compound interest paid monthly or annually eTerm deposits are only available for purchase through online banking

Daily Interest Savings Account (Rates effective 2017-09-15) Rates
$0 - $5,000 0.10%
$5,000.01 - $10,000 0.10%
$10,000.01 - $25,000 0.10%
Over $25,000 0.15%

Paid on the portion of the balance within each tier.

Investment Savings Account (Rates effective 2017-09-15) Rates
$0.01 - $4,999.99 0.15%
$5,000.00 and Over 0.80%
Investment Savings Account (Tax-Free Savings Account) (Rates effective 2017-09-15) Rates
$0.01 - $4,999.99 0.80%
$5,000.00 and Over 0.80%
Short Term Deposits (Rates effective 2017-09-15) Rates
30 - 59 Days 0.15%
60 - 89 Days 0.30%
90 - 119 Days 0.40%
120 - 179 Days 0.40%
180 - 269 Days 0.50%
270 - 364 Days 0.50%

* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.

Long Term Deposits (Rates effective 2017-09-15) Rates
1 Year Redeemable 0.75%
1 Year 1.15%
18 Months 1.15%
19 - 23 Months 1.15%
2 Years 1.30%
3 Years 1.40%
4 Years 1.50%
5 Years 1.70%

* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.

3 Year RateBuilder - Effective Yield 1.40% (Rates effective 2017-09-15) Rates
Year 1 1.20%
Year 2 1.40%
Year 3 1.60%

RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity

5 Year RateBuilder - Effective Yield 1.70% (Rates effective 2017-09-15) Rates
Year 1 1.00%
Year 2 1.30%
Year 3 1.50%
Year 4 1.70%
Year 5 3.01%

RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity

Flexi Term Deposit (Rates effective 2017-09-15) Rates
3 Year Flexi Term 1.40%
5 Year Flexi Term 1.70%

Flexi Term Deposit: Minimum $2500. Annual compound interest paid annually and at maturity 

Rates are subject to change without notice and are for information only. For details please contact us.