Mortgages

Prime Mortgage Rate

Prime Rate (Rates effective 2018-10-26) Rates
Alterna Prime Rate 3.95%

Digital Promotional Fixed Mortgage Rates

Fixed Rate Mortgages - Promotional - Digital Bank (Rates effective 2019-06-14) Rates
3-Year Fixed Closed 2.79%
5-Year Fixed Closed 2.84%
10-Year Fixed Closed 3.19%

2.79% APR on 3-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.79%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

2.84% APR on 5-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

3.19% APR on 10-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 3.19%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Digital Promotional Variable Mortgage Rates

Variable Rate Mortgages - Promotional (Rates effective 2019-06-14) Rates
3-Year Variable Closed 2.84%
5-Year Variable Closed 2.94%

2.84% APR on 3-Year Varialbe Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%. Prime Refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 60 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

2.94% APR on 5-Year Varialbe Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.94%. Prime Refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 60 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Digital Posted Fixed Mortgage Rates

We also have great posted mortgage interest rates in case you don’t meet the criteria to take advantage of any of our promotional mortgage offers. 

Fixed Rate Mortgages - Posted (Rates effective 2019-06-14) Rates
1-Year Fixed Closed 3.64%
2-Year Fixed Closed 3.84%
3-Year Fixed Closed 4.54%
4-Year Fixed Closed 4.94%
5-Year Fixed Closed 5.29%
7-Year Fixed Closed 5.79%
10-Year Fixed Closed 6.74%

Rates calculated monthly not in advance. Mortgage prepayment limited to 20% of the original mortgage principal balance. 
Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date
Rate available for online mortgages only
Rates are subject to change without notice and are for information only. 
For details please contact us

Digital Posted Variable Mortgage Rates

Variable Rate Mortgages - Posted (Rates effective 2019-06-14) Rates
3-Year Variable Closed 3.95%
5-Year Variable Closed 4.15%

Rates calculated monthly not in advance. Mortgage prepayment limited to 20% of the original mortgage principal balance. 
Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date
Rate available for online mortgages only
Rates are subject to change without notice and are for information only. 
For details please contact us

Branch Promotional Fixed Mortgage Rates

Fixed Rate Mortgages - Branch Promotional (Rates effective 2019-06-14) Rates
5-Year Fixed Closed 2.89%
10-Year Fixed Closed 3.24%

2.84% APR on 3-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

2.89% APR on 5-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.89%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

3.24% APR on 10-Year Fixed Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 3.24%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Branch Promotional Variable Mortgage Rates

Variable Rate Mortgages - Branch Promotional (Rates effective 2019-06-14) Rates
3-Year Variable Closed 2.89%
5-Year Variable Closed 2.99%

2.89% APR on 3-Year Varialbe Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.89%. Prime Refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 60 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

2.99% APR on 5-Year Varialbe Closed Mortgage: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.99%. Prime Refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 60 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Branch Posted Fixed Mortgage Rates

Fixed Rate Mortgages - Branch Posted (Rates effective 2019-06-14) Rates
1-Year Fixed Closed 3.69%
2-Year Fixed Closed 3.89%
3-Year Fixed Closed 4.59%
4-Year Fixed Closed 4.99%
5-Year Fixed Closed 5.34%
7-Year Fixed Closed 5.84%
10-Year Fixed Closed 6.79%

 

Branch Posted Variable Mortgage Rates

Variable Rates - Branch Posted (Rates effective 2019-06-14) Rates
3-Year Variable Closed 4.15%
5-Year Variable Closed 4.15%
- Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date
- Rate available for online mortgages only
Rates are subject to change without notice and are for information only. 
For details please contact us