Term Deposits

No matter what your investment plan, Alterna has a term deposit that fits.

It's easy to apply!
Have an account already? Please use the options below to get in touch.


88-Day and 111-Day
Term Deposit

1.75%* Minimum $500
Maximum $500,000
Non-Registered,
RSP, TFSA and RIF eligible

17-Month
Term Deposit

1.95%** Minimum $500
Non-Registered,
RSP, TFSA and RIF eligible

31-Month
Term Deposit

2.15%** Minimum $500
Non-Registered,
RSP, TFSA and RIF eligible


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*88 and 111-Day Term Deposits: Special promotional rate subject to change without notice. Available for new deposits only or new registered contributions which can include existing funds on deposit. Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). Rate shown for annual interest. Maximum investment $500,000. Available to personal accounts only. Visit alterna.ca or an Alterna branch for details.

**17 and 31-Month Term Deposits: Special promotional rate subject to change without notice. Annual compound interest paid monthly or annually. Rate shown for annual interest.

Only eligible deposits held in Canadian currency, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.