Our Mortgages

Looking for one of the best rates in the market? Look no further.

Alterna Bank Mortgages

Fixed Rates

  • Fixed Rate Advantage: peace of mind with the assurance of predictable payment terms.
  • Variable Rate Advantage: potential savings when interest rates are low.
  • Flexible prepayment privileges: pay up to 20% of your original mortgage balance per year
  • Closing costs covered: Up to $800
  • Rates available for online mortgages only


Ready to start your Homebuying journey? Click below and apply now.

Want to learn more?

Alterna Bank is not currently offering mortgage products through this online application in the province of Quebec. For Quebec residents, please vist our current mortgage offers. Please contact the Gatineau branch for more information.

*Fixed Rate Mortgages: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply.

**Variable Rate Mortgages: Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate. Prime refers to the Alterna Prime Rate. Alterna Prime Rate is currently 3.45% as of January 19, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply.

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