RRSP eSavings Account

Save funds and earn interest while planning for the future with our RRSP eSavings account.

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  • 2.25% High interest on every dollar
  • No minimum balance required
  • No fees while you save
  • Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)1
Want to learn more about RRSPs? Visit the RRSPs & RRIFs section in Investing.

To find out your exact RRSP deduction limit or How much can you contribute, check your previous year’s income tax Notice of Assessment or call CRA Tax Information Phone Service at 1-800-267-6999.


We make banking easy, accessible, and secure - wherever you are. 


Bank 24 hours a day, 7 days a week. Pay your bills online and skip that trip to a mailbox or bank branch.


Get the full experience of online banking plus more. Whether you're checking your balances or transfering funds into your account, do it all within your fingertips. 


Get your bank accounts talking to each other with a few clicks.

Available with your Alterna Bank account, Me-to-Me is a free feature that lets you link all your accounts from different financial institutions so you can transfer funds with ease.

  • Transfer funds to your account to another financial institution

  • Fund new accounts from your external account if other financial institutions support it
Setting up is easy! Find out more on Me-to-Me Transfers.

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. RRSP eSavings Accounts and rates are only available for purchase online. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. 

Maximum balance per customer is $250,000 (plus accrued interest)

1Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Click here for our FAQs on Account Limits.